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Tuesday, June 25, 2019

How Do You Know if You Need Title Insurance?

Performing a title search and obtaining title insurance are two common requirements homebuyers encounter, particularly during the mortgage closing process. Simply put, the title is the official document reflecting legal ownership of the property, an in is conveyed as the property is sold over time. Although the completion of the title search and purchasing of title insurance is a standardized process, it can raise important questions about the ownership of your property. But what's the difference between a title search and title insurance, and how do you know if you need title insurance at all? The skilled real estate attorneys at M&A Law Firm are here to tell you!



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Tuesday, June 18, 2019

Millennials' Frequently Asked Questions About Estate Planning

As the first of the millennials are starting to enter their forties, many of them are starting to ask questions about planning their estates. In the Chicago area, the skilled estate planning attorneys at M&A Law Firm have all the answers that their inquiring minds need to know. There remain, however, certain frequently asked questions millennials come to us with regarding estate planning, and we’ve summarized them here to help more young people get a better idea of why they need to start planning their estate sooner rather than later.


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Tuesday, June 11, 2019

Things to Keep In Mind When Buying Commercial Property

Regardless of whether it’s commercial or residential, any real-estate transaction can be overwhelming. They are typically full of long negotiations and complex contracts, and the process of closing can be a real bear. The fact of the matter remains, acquiring real estate is a major milestone in anyone's personal or professional life. The skilled attorneys at M&A Law Firm are available to help you through any residential or commercial real estate purchases you may be making in the Chicago area, but here are some things to keep in mind before you sign on the dotted line.

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Tuesday, June 4, 2019

Staying Safe with Your Power of Attorney

power of attorney is a legal document authorizing one person - referred to as an agent - to act on behalf of another person in business and legal affairs. Is this may become necessary, for example, when closing on the sale of a piece of real estate or undergoing life-threatening medical procedures. Power of attorney documents, in short, give your agent the authority to make legal decisions on your behalf. This authority may be temporary or permanent, or conditioned upon the occurrence of some future event such as permanent impairment or disability. Once given, a power of attorney must be revoked in writing - and in some cases, it cannot be revoked at all.

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Tuesday, May 28, 2019

Five Tips for Negotiating Your Next Commercial Lease

Despite what people may tell you, just about everything in life is negotiable. This is particularly true in the world of commercial real estate. Commercial lease agreements obligating your business to pay a hefty sum in rent each month, but they also include many other critical terms regarding the use of the leased space. Nearly every one of these terms can be negotiated, and a good real estate attorney will know exactly what to look for when helping you negotiate a commercial lease.  

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Tuesday, May 21, 2019

Should a Charitable Trust Be Part of My Estate Plan?

There are many options available to you in designing an estate plan that is just right for you and your goals, and with the help of a trusted advisor you can put the pieces in place in a way that perfectly suits your needs. A charitable trust is one of the many tools you have at your disposal – but only a good estate planning attorney can give you the advice you need you make sure your estate plan suits all of your financial and personal needs.


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Thursday, May 16, 2019

What Happens if You Inherit a Property in Foreclosure?

 Knowing what will happen to your home or real estate properties after you pass is an important part of proper estate planning. However, it is an unfortunate fact that many elderly people face challenges paying their mortgages. This can add to the already daunting legal challenges that come with planning an estate, and sometimes properties our pass to inheritors in a will while the property is undergoing foreclosure proceedings. These circumstances raise unique legal issues that must be addressed with the help of a good real estate attorney.

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Tuesday, May 7, 2019

What Happens If Your Landlord Defaults on the Mortgage?

What happens if your landlord ends up in foreclosure after defaulting on the mortgage? In most U.S. jurisdictions a tenant cannot be immediately evicted or forced to leave a unit when a landlord is in foreclosure. And no matter how dire his financial straits may be, landlords are not permitted to turn off utilities, change the locks, or board up a building. And if any of these things have happened to you – call M&A Law Firm today.



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Tuesday, April 30, 2019

Living Trusts, Revocable Trusts, and Pour Over Wills - What's the Difference?

In Illinois, as in most states, there are several tools that are especially helpful to have at your disposal. Of special interest here are the estate planning instruments involving the establishment of a trust: inter vivos trusts, revocable living trusts, and pour over wills.  But what are these estate planning mechanisms, and how they can serve you in achieving your proprietary goals? Read on and learn!

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Tuesday, April 23, 2019

Mortgages 101: What Every Homebuyer Needs to Know

When you’re purchasing your first home, it’s easy to think that you’re saving time and money by not working with a local real estate attorney. However, a good real estate attorney can help guide you through the increasingly complex process of securing a mortgage that works for you. This will not only help you save money over the long-term, it will also help you avoid the costly and traumatic experience of going through a foreclosure.


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Tuesday, April 16, 2019

Struggling with Property Taxes? Your Local Real Estate Attorney Can Help!

Property tax is essential in the Chicago area. Without it, we wouldn’t be able to fund the majority of public services we’ve come to depend on. Unfortunately, however, people across the nation to find themselves with an unnecessarily high property tax bill on their real-estate investments each year. Property taxes can be a real burden, but with the help of a good real estate attorney you can avoid paying more than your fair share.

 


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